Kimberly Watkins
College of Family and Consumer Sciences
Assistant Professor
204 Charles Schwab Financial Planning Center
407 Sanford Dr.
Athens, GA 30602
Education
| Degree | Field of Study | Institution | Graduation |
|---|---|---|---|
| Ph.D. | Financial Planning | University of Georgia | Fall 2018 |
| M.S. | Business Management | University of Florida | Fall 2007 |
| B.S. | Political Science | Florida A&M University | Spring 2006 |
Prior Professional Positions
| Organization | Title | Years of Service |
|---|---|---|
| University of Alabama | Assistant Professor | 2019-2021 |
Awards
| Award Name | Awarded By | Year Awarded |
|---|---|---|
| CFP Board Research Grant | CFP Board | 2023 |
| Sweaney Innovation Fund | College of Family and Consumer Sciences, University of Georgia | 2022 |
| Lilly Teaching Fellows | Center for Teaching and Learning, University of Georgia | 2022 |
| Nefe Research Grant | National Endowment for Financial Education | 2021 |
| Crenshaw Research Award | College of Human Environmental Sciences, University of Alabama | 2021 |
| Future Faculty Fellow | Center for Teaching and Learning, University of Georgia | 2017 |
| Endsley-Peifer Student Researcher Award | College of Family and Consumer Sciences, University of Georgia | 2016 |
| Dr. Betty Lane Graduate Scholarship | College of Family and Consumer Sciences, University of Georgia | 2016 |
| Graduate Assistantship Award | Financial Planning, Housing and Consumer Economics, University of Georgia | 2016-2018 |
| Graduate Assistantship Award | Graduate School, University of Georgia | 2014-2016 |
Editorial Appointments
| Position | Name of Journal | Year(s) |
|---|---|---|
| Editorial Board Member | Financial Planning Review | 2023 to Present |
| Editorial Board Member | Journal of Family and Economic Issues | 2023 to Present |
| Editorial Board Member | Financial Services Review | 2023 to Present |
| Editorial Board Member | Journal of Consumer Affairs | 2019 to Present |
Outreach
- UGA Financial Planning Academy Camp Director, 2022 to Present
- Financial Literacy Week Planning Committee, 2021 to Present
Current Classes
- FHCE 7250- Advance Capstone in Financial Planning
- FHCE 5250- Capstone in Financial Planning
Current Research
My current research focuses on the following areas:
- Financial well-being of marginalized populations
- Financial socialization
- Diversity, equity, and inclusion and financial planning
- Financial planning pedagogy
Journal Articles
Watkins, K., Choi, S., Reiter, M., McCoy, M., Smodic, S., Thompson, C., White, K., & Muruthi, B.A. (2024). U.S. Black adults' estate planning: The role of financial planner use, inheritance receipt, and life insurance ownership. Financial Planning Review. doi:10.1002/cfp2.1181
Watkins, K., McCoy, M., White Jr., K, Reiter, M., & Liu, Y. (2023). Exploring the role of financial socialization on financial planning students’ financial and career confidence: A thematic analysis. Journal of Family and Economic Issues. https://doi.org/10.1007/s10834-023-09892-1
McCoy, M., Watkins, K., Kahler, R., Reiter, M., & White Jr., K. (2023). The importance of being a “client” for financial planning students: A thematic analysis of financial planning students’ experiences meeting with a planner. Journal of Financial Counseling and Planning. doi:10.1891/JFCP-2022-0077
Johnson, P., McCoy, M., Watkins, K., & White, Jr., K. (2023). Encouraging money conversations among Black, Hispanic, and White households: Lessons for FCS professionals. Journal of Family & Consumer Science,115(4). doi: https://doi.org/10.14307/JFCS115.4.30
Reiter, M., Qing, D., Watkins, K., & White, K. (2023). Race/Ethnicity and financial advice seeking: An examination of three datasets. Journal of Personal Finance, 22(2).
Reiter, M., Qing, D., Anderson, N., & Watkins, K. (2022). The intersectionality of race and gender in financial planner use. Journal of Financial Therapy.
Choi, S. L., Harrell, E. R., & Watkins, K. (2022). The impact of the COVID-19 pandemic on business ownership across racial/ethnic groups and gender. Journal of Economics, Race, and Policy, 1-11. doi: https://doi.org/10.1007/s41996-022-00102-y
White Jr., K., Watkins, K., & McCoy, M. (2021). Resource management: Environmental sustainability across the financial literacy curriculum. Journal of Family and Consumer Sciences Education.
White Jr., K., Park, N., Watkins, K., McCoy, M, & Morris, J. (2021). The relationship between financial knowledge, financial management, and financial self-efficacy among African American students. Financial Services Review.
White, K. J., McCoy, M., Watkins, K., Chen, X., Koposko, J., & Mizuta, M. (2021). “We don’t talk about that”: exploring money conversations of Black, Hispanic, and White households. Family and Consumer Sciences Research Journal. DOI:10.1111/fcsr.12397
Muruthi, B. A., Watkins, K., McCoy, M., White Jr., K., McRell Stafford, A., Thomas, Jr., M., & Taiwo, A. (2021). "Save, even if it’s a penny”: Transnational financial socialization of Black immigrant women. Journal of Financial Therapy.
White Jr., K., Watkins, K., McCoy, M, & Muruthi, B. A., & Byram, J.L. (2020). How financial socialization messages relate to financial management, optimism and stress: Variations by race. Journal of Family and Economic Issues 38(3), 315-326.
Watkins, K., Osinubi, A., White, Jr., K., Williams, T., Thomas, Jr., M. & Grable, J.E. (2018). A comparative study of an abbreviated and extended youth financial education program. The Forum for Family and Consumer Issues. 22.
White, Jr., K., McCoy, M., & Watkins, K. (2018). Exploring the relationship between sustainability and personal finance practices. The Forum for Family and Consumer Issues. 22.
Fulk, M., Grable, J. E., Watkins, K., & Kruger, M. (2018). Who uses robo advisory services – and who does not? Financial Services Review 27(2), 173-188.
Fulk, M., Watkins, K., Kruger, M., & Grable, J. E. (2018) Who changes their financial planner? The Journal of Financial Planning. 31(8), 48-56.
Muruthi, B. A., Watkins, K., McCoy, M., Muruthi, J. R., & Kiprono, F. J. (2017). “I feel happy that I can be useful to others": Preliminary study of East African women and their remittance behavior. Journal of Family and Economic Issues 38(3), 315-326. doi: 10.1007/s10834-017-9533-8
Grable, J.E., & Watkins, K. (2016). Quantifying the value of collecting: Implications for financial advisers. Journal of Family and Economic Issues, 37(4),639-648. doi:10.1007/s10834-015-9471-2