Kristy L. Archuleta

Education

Research

Dr. Archuleta has an established international reputation in the area of financial therapy. This area integrates psychological, relational, and financial factors affecting individual, couple, and family well-being.

Prior Professional Positions

Awards

Editorial Appointments

Dr. Kristy Archuleta is a Professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist-I™. Prior to joining the faculty at UGA in 2018, she was an Associate Professor and Program Director of the Personal Financial Planning program at Kansas State University. Her research and teaching interests relate to financial therapy, couples and money, and effective mechanisms to improve financial and overall well-being. She has co-edited two books: Financial Planning and Scales and Financial Therapy: Theory, Theory, Research, and Practice and published numerous scholarly articles.

Dr. Archuleta is a co-founding board member and Past-President of the Financial Therapy Association, co-founding Editor of the Journal of Financial Therapy, and a co-founder of Women Managing the Farm. She serves on the Board of Directors for the National Association of Personal Financial Advisors and the National Consumer Education Foundation, the Financial Therapy Association Certification Committee, and the Editorial Boards for Financial Planning Review, Journal of Financial Planning, and Korean Financial Planning Review. She is commonly featured in podcasts and major news media outlets, such as the New York Times, Investment News, and CNBC, to name a few. Her cutting-edge research contributions, along with her co-authors, have been recognized with awards such as the 2019 National Endowment for Education sponsored Research to Practice Outstanding AFCPE Conference Paper Award and the Outstanding Journal Article Award given at the Association for Financial Counseling and Planning Education annual conference in 2014 and 2020. Dr. Archuleta is a recipient of the Kansas State University College of Human Ecology Myers-Alford Outstanding Teaching Award and the Oklahoma State University College of Human Sciences Distinguished Alumna Award.

Books

Klontz, B., Britt, S. L., & Archuleta, K. L. (2015). Financial therapy: Theory, research, & practice. New York: Springer.

Grable, J. E., Archuleta, K. L., & Nazarinia, R. (Eds.). (2010). Financial planning and counseling scales. New York: Springer Publications.

Publications

Koochel, E., Markham, M., Crawford, D., & Archuleta, K. L. (2020). Financial transparency: Scale development. Journal of Financial Counseling and Planning, 31(1), 14-27. doi:10.1891/JFCP-18-00009

Archuleta, K. L., & Lutter, S. (2020). Utilizing family systems theory in financial therapy. Financial Planning Review, 3(1), doi: 10.1002/cfp2.1073.

Archuleta, K. L., Mielitz, K., Jayne, D., & Le, V. (2020). Financial goal setting, financial anxiety, and solution-focused financial therapy (SFFT): A quasi-experimental outcome study. Journal of Contemporary Family Therapy, 42(1), 68-76. doi:10.1007/s10591-019-09591-0

Ford, M. R., Ellis, E. M., Goetz, J., Archuleta, K. L., Gale, J. E., Grossman, B., Grant, E., & Gonyea, J. (2020). Depression and financial distress in a clinical population: The value of interdisciplinary services and training. Journal of Contemporary Family Therapy, 42(1), 5-14. doi: 10.1007/s1059

Grable, J. E., Archuleta, K. L., Ford, M. R., Kruger, M., Gale, J., & Goetz, J. (2020). The moderating effect of generalized anxiety and financial knowledge on financial behaviors. Journal of Contemporary Family Therapy, 42(1), 15-24. doi: 10.1007/s10591-019-09520-x

Archuleta, K. L., Stueve, C., Stebbins, R. Kenmitz, R., Chaffin, C., Williams, K., Poplaski, S., Sages, R. A., Tibbets, R., Burr, E. A. (2019). Exploring Perceptions of Graduates' Experiences That Impact Certified Financial Planner Certification: A Multiple Case Inquiry. Journal of Financial Counseling and Planning, 30(2), 323-334. doi: 10.1891/1052-3073.30.2.323

Mielitz, K., Lurtz, M., Clady, J., & Archuleta, K. L. (2019). Barriers to banking: A mixed-methods investigation of previously incarcerated individuals’ banking perceptions and financial knowledge. Journal of Consumer Affairs, 53(4), 1748-1774. doi: 10.1111/joca.12260

Asebedo, S., Seay, M., Archuleta, K. L., & Brase, G. (2019). The psychological predictors of older pre-retirees’ financial self-efficacy beliefs. Journal of Behavioral Finance, 20(2), 127-138. doi:10.1080/15427560.2018.1492580

Asebedo, S., Seay, M., Wilmarth, M., Archuleta, K.L., Brase, G. L., & MacDonald, M. (2019). Personality and saving behavior among older adults. Journal of Consumer Affairs. 53(2). doi: 10.1111/joca.12199

Archuleta, K. L., Asebedo, S., & Palmer, L. (2018). Contemporary theories and frameworks for use in financial counseling. In D. Durband, A. Mazzolini, & R. Law (Eds.), Integrated Evidence-Based Financial Counseling. New York: Springer.

Archuleta, K. L., & Britt-Lutter, S. L. (2018). Marriage and family therapy, financial therapy, & client psychology. In C. S. Chaffin (Ed.), Client Psychology. Hoboken, NJ: Wiley.

Mendiola, M., Mull, J., Archuleta, K. L., Klontz, B. T. & Torabi, F. (2017). Does she think it matters who earns more? Perceived differences in types of relationship arguments among female breadwinners and non-breadwinners. Journal of Financial Therapy, 8(2), 42-62.

Mielitz, K. S., Lurtz, M., Clady, J., & Archuleta, K. (2017). After release: A qualitative investigation into the financial lives of former offenders. Corrections: Policy, Practice and Research, 1-16. doi:10.1080/23774657.2017.1383215

Archuleta, K. L., Zimmerman, L., Williams, K., Coffman, B., & Olsen, C. S., & Burr, E. (2017). Midwestern women’s farm business roles and farm business financial satisfaction: an exploratory study. Journal of Family and Economic Issues, 38(3), 390-404. doi: 10.1007/s10834-016-9515-2

Archuleta, K. L., Britt, S. L., & Klontz, B.T. (2016). Financial therapy. In J. J. Xiao (Ed.), Consumer Finance Handbook. New York: Springer.

Bell, M.M., Britt, S. L., Nelson Goff, B. S., & Archuleta, K. L., (2015). Similarities and differences in financial behaviors of students and soldiers. College Student Journal, 49(4), 542-552.

Archuleta, K. L., Burr, E. A., Bell, M., Ingram, J. A., Irwin, L. D., Grable, J. E., Ford, M. R. (2015). Solution-focused financial therapy: A brief report of a pilot study. Journal of Financial Therapy, 6(1). doi: 10.4148/1944-9771.1081

Tibbetts, R., Archuleta, K. L., Rice, H. (2015). Finances & wellness. In W. J. Dupree (Ed.). WholeFit Wellness for Life. Springville, UT: Plain Sight Publishing.

Archuleta, K. L., Klontz, B. T., & Britt, S. L. (2015). Financial therapy: The integration of financial planning and therapy. In C. S. Chaffin (Ed.), Financial planning competency handbook, (2nd ed.). Hoboken, NJ: Wiley.

Archuleta, K. L., Ross, B. (2015). Applications of systems theory to financial planning. In C. S. Chaffin (Ed.), Financial planning competency handbook (2nd ed.). Hoboken, NJ: Wiley.

Grable, J. E., & Archuleta, K. L. (2015). Principles of Communication and Counseling. In C. S. Chaffin (Ed.), Financial planning competency handbook (2nd ed.). Hoboken, NJ: Wiley.

Britt, S. L., Klontz, B. T., & Archuleta, K. L. (2015). Financial therapy: Establishing an emerging field. In B. T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: Theory, research, & practice. New York: Springer.

Britt, S. L., Archuleta, K. L., & Klontz, B. T., (2015). Theories, models, and integration in financial therapy. In B. T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: Theory, research, & practice. New York: Springer.

Sages, R. A. Griesdorn, T. S., Gudmunson, C. G., & Archuleta, K .L., (2015). Assessment in financial therapy. In B.T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: theory, research, and practice. New York: Springer.

Archuleta, K. L., & Burr, E.  (2015). Systemic financial therapy. In B. T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: Theory, research, & practice. New York: Springer.

Archuleta, K.L., Grable, J.E., & Burr, E.  (2015) Solution-focused financial therapy. In B. T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: Theory, research, & practice. New York: Springer.

Canale, A., Archuleta, K. L., & Klontz, B. T. (2015).  Money disorders. In B. T. Klontz, S. L. Britt, & K. L. Archuleta (Eds.). Financial therapy: Theory, research, & practice. New York: Springer.

Neds-Fox, J., & Archuleta, K. L. (2014). Alignment with editors’ expectations. Journal of Librarianship and Scholarly Communication, 2(4), 82-89.

Grable, J. E., & Archuleta, K. L. (2014). Financial counseling and coaching. In H. K. Baker & V. Ricciardi’s (Eds.), Investor behavior: The psychology of financial planning and investing. Hoboken, NJ: John Wiley & Sons.

Archuleta, K. L., Dale, A., & Spann, S. (2013). College students and financial distress: Exploring debt, financial satisfaction, and financial anxiety. Journal of Financial Counseling and Planning, 24(2), 50-62.

Henegar, J., Archuleta, K.L., Grable, J. E., Britt, S. L., Anderson, N., & Dale, A. (2013). Credit card behavior as a function of impulsivity and a mother’s socialization factors. Journal of Financial Counseling and Planning, 24(2), 37-49. *Outstanding Journal Article Award.

Archuleta, K. L. (2013). Negotiating financial management roles to increase relationship satisfaction. Marriage & Family Review, 49(5), 391-411. doi: 10.1080/01494929.2013.766296

Archuleta, K. L., Grable, J. E., & Britt, S. L. (2013). A test of the association between financial and relationship satisfaction as a function of harsh start-up and shared goals and values. Journal of Financial Counseling and Planning, 24(1), 3-14.

Grable, J. E., & Archuleta, K. L. (2013). Principles of Communication and Counseling. In C. S. Chaffin (Ed.), Financial planning competency handbook. Hoboken, NJ: Wiley.

Archuleta, K. L., & Grable, J. E. (2012). Does it matter who makes the financial decisions? An exploratory study of married couples’ financial decision-making and relationship satisfaction. Korean Financial Planning Review 5(4), 1-15.

Archuleta, K.L., Burr, E., Dale, A., Canale, A., Danford, D., Rasure, E., Nelson, J., Williams, K., Schindler, K, Coffman, B., & Horwitz, E. (2012). What is financial therapy? Discovering the mechanisms and aspects of an emerging field. Journal of Financial Therapy, 3(2), 57-78.

Klontz, B., Britt, S. L., Archuleta, K. L., & Klontz, T. (2012). Disordered money behaviors: Development of the Klontz Money Behavior Inventory. Journal of Financial Therapy, 3(1), 17-42.

Britt, S. L., Grable, J. E., Cumbie, J., Cupples, S., Henegar, J., Schindler, K., & Archuleta, K. L. (2011). Student financial counseling: An analysis of a clinical and non-clinical sample. Journal of Personal Finance, 10(2), 95-121. 

Ford, M. R., Baptist, J., & Archuleta, K.L. (2011). A theoretical approach to financial therapy: The development of the Ford Financial Empowerment Model. Journal of Financial Therapy, 2(2), 20-40.

Archuleta, K. L., Britt, S.L., Tonn, T. J., & Grable, J. E. (2011). Financial satisfaction and financial stressors in marital satisfaction. Psychological Reports, 108(2), 563-576.

*Henry, S. B., *Smith, D. B., *Archuleta, K., *Sanders-Hahs, E., Nelson Goff, B. S., Reisbig, A. M. J., Schwerdtfeger, K. L, Bole, A., Hayes, E., Hoheisel, C. B., Nye, B., Osby-Williams, J., & Scheer, T. (2011). Trauma and couples: Mechanisms in dyadic functioning. Journal of Marital & Family Therapy, 37(3), 319-332.

     *Denotes equal contribution of each author.

Shoup Olsen, C., & Archuleta, K. L. (2011). Rural families. In S. Ballard & A. Taylor (Eds.), Family life education with diverse populations (p. 19-40). Thousand Oaks, CA: Sage Publications. 

Archuleta, K. L., & Grable, J. E. (2010). The future of financial planning and counseling: An introduction to financial therapy. In J. E. Grable, K. L. Archuleta, & R. Nazarinia (Eds.), Financial planning and counseling scales (p. 33-59). New York: Springer Publications.

Grable, J. E., & Archuleta, K. L. (2009). An evaluation of journal publication evaluation factors. Journal of Personal Finance, 8, 13-22. 

Grable, J. E., Archuleta, K. L., & Evans, D. A. (2009). Hey buddy, do you have the correct time (Horizon)?  Financial Services Professionals, 63, 49-56.

Archuleta, K. L., & Russell, C. S. (2009). Farm wives' level of involvement in farm management roles and marital quality. Rural Mental Health, 33, 9-25.

Schwerdtfeger, K. L., Osby-Williams, J., Hoheisel, C. B., Nye, B., Nelson Goff, B. S., Reisbig, A. M. J., Archuleta, K., Henry, S. B., Bole, A., Hayes, E., Sanders-Hahs, E., Scheer, T., & Smith, D. B. (2008). Individual symptoms and coping resources reported by trauma survivors and their partners: A qualitative research study with clinical couples. Journal of Couple and Relationship Therapy, 7(3), 187-209.

Archuleta, K. L. (2006). Moving rural supervision to a higher standard: An overview of literature and its implications on providing improved supervision to marriage and family therapists. Rural Mental Health, 31, 19-24.

Nelson Goff, B. S., Reisbig, A. M. J., Bole, A., Scheer, T., Hayes, E., Archuleta, K. L., Henry, S. B., Hoheisel, C. B., Nye, B., Osby, J., Sanders, E., Schwerdtfeger, K. L., & Smith, D. B. (2006). The effects of trauma on intimate relationships: A qualitative study with clinical couples.  American Journal of Orthopsychiatry, 76 (4), 451-60.