Tammy Agnew Williams

Education

Research

• Financial Education
• Financial Literacy
• FAFSA Completion
• Overcoming Financial Obstacles

Teaching

FHCE 2100E, Introduction to Consumer Economics
Course Description: Focusing on the family as a producing and consuming unit, this course covers issues consumers face in different life stages and decision-making processes and tools. Emphasis on interrelationships among decisions and links between economic and social issues. Provides a history of consumer economics, consumer protection, consumer protection agencies, and consumer policy.
Teaching Responsibilities: As the instructor, I was charged with organizing, revising, and producing the course materials, facilitating, and evaluating learning, and responding to student help requests. I helped students comprehend the essential ideas in consumer economics, such as how to make economic decisions, how education affects income, how to manage a family's finances, the economics of fertility, and other consumer economics ideas. Exams and weekly assignments were used to gauge students' progress.

FHCE 3100(E), Consumer Decision Making
Course Description: An examination of people as imperfect decision makers from both sociological and psychological perspectives and how their decisions depart from perfection or rationality in systematic and predictable ways.
Teaching Responsibilities: As the instructor, I was responsible for creating, organizing, and editing the course materials, supporting and assessing student learning, and responding to the students’ requests for assistance. The theories and models related to consumer decision making, how brands and products are developed, how to be better consumers of housing, how the government works to protect consumers, banking, debt & credit issues, and other consumer decision making topics were some of the key concepts that I helped students understand. Exams, practical learning exercises, and weekly quizzes were used to gauge students' progress.

FHCE 3200E, Personal Finance
Course Description: The purpose of this course was to provide students with a fun and engaging overview of personal finance that could be used in their personal life or in a career as financial advisor, coach, or therapist. We covered a broad range of personal finance topics, which if understood and applied, would help them achieve their financial goals. Through practical lectures, meaningful activities, relevant assignments, and fair examinations, they gained a base understanding of the financial planning process.
Teaching Responsibilities: As the instructor, I was responsible for lesson planning, updating, and creating materials, facilitating, and assessing learning, and responding to student requests for assistance. I assisted students with understanding fundamental concepts regarding personal finance such as earnings, income, financial tools, budgeting, personal taxation, and other financial concepts. Weekly assignments and quizzes were given to check for student learning.

FHCE 5100, Consumer Policy
Course Description: Analysis of public policy in the United States, recognizing the broader social and economic impacts that selected policies at all levels of government inflict on consumers.
Teaching Responsibilities: As the instructor, I was responsible for creating, organizing, and editing the course materials, supporting and assessing student learning, and responding to the students’ requests for assistance. I assisted students with understanding basic concepts regarding consumer policy such as how government institutions and policy actors affect consumer policy, current policy making practices, how to analyze policies and suggest alternatives, and other consumer policy analysis techniques. Weekly assignments and in class activities were given to check for student learning.

FHCE 4205, Wealth Management II
Course Description: Overview of financial topics affecting households. Topics include optimal use of financial institutions, cash flow management, spending, savings, housing, investments, building or repairing credit, managing debt, financial goals, modern portfolio theory, and planning with respect to education, insurance, investments, tax, and estate transfers. Students gained an understanding of how financial planning can benefit families and individuals.
Teaching Responsibilities: As the instructor, I was responsible for lesson planning, updating or creating materials, facilitating and assessing learning, and responding to student requests for assistance. I assisted students with understanding fundamental concepts regarding wealth management such as calculating net worth, current yields, beta, alpha, r-squared, and other financial concepts. Weekly assignments and in class problems were given to check for student learning.

Prior Professional Positions

Awards

Service

Outreach

Foundation for Financial Education Research and Outreach (FFERO.org)

Publications

• Watkins, K., Osinubi, A., White Jr, K. J., Williams, T., Thomas Jr, M. G., & Grable, J. E. (2018). A Comparative Study of an Abbreviated and Extended Youth Financial Education Program. The Forum Journal. 22(1). Retrieved from https://www.theforumjournal.org
• Watkins, K., Thomas Jr., M, Williams, T., White Jr., K. and Grable, J.E. (2018, May) Will it Work?: Condensing a Traditional Financial Education Program from 6 Hours a Day to 1 Hour. Presentation accepted to 2018 FERMA Conference, Clearwater, FL.
• Palmer, L., Williams, T., Gale, J., Winkleman, E. (2019). Self-Regulation and Mindfulness. Manuscript submitted for publication.
• Warmath, D., Palmer, L., Goetz, J., Williams, T., Winkleman, E., Thomas, M., and Futris, T. (2019). The Role of Couple Relationship Quality in Financial Well-Being. Manuscript in preparation.

Working Papers

Palmer, L., Williams, T., Mountain, T., and Golden, W. (2024). Tax Assistance and Financial Well-Being: A Behavioral Analysis of College Students Using VITA. Manuscript in preparation.